Client Testimonials

I used Carmela as my mortgage broker on my recent home purchase! She was highly recommended by my realtor! I am so glad she did as Carmela was professional and had my best interest at heart. She got me an awesome rate which I am truly thankful for and locked me in thank god! I would definitely recommend her if you are shopping for a mortgage!

Sarah Somji

Carmela/Najhat helped me with my first mortgage a few months ago! They made the process for a first-time homebuyer easy and painless, and answered all my questions! :)

Neha Rane

Carmela and her team were fantastic! She is very professional and honest. Saved us a lot of time by telling us all the documents we needed from the very beginning so that everything would run as smoothly as possible with little delay. Whenever an issue would arise or we needed guidance they were able to assist promptly and provide us with all the information so that we could make the best decision.

Mathew DeSa

Carmela was amazing to work with! She was so patient with my husband and I as first time Buyers, and helped us get the house of our dreams! Our whole family owes so much to her and her team!!!

Jessica and James

What a great team, I often use reviews to inform my decisions on who to use. I was thankful that Carmela came highly recommended from a friend. To say Carmela and her team went above my expectations is an understatement. I have always used my bank in the past; however, with the rates offered I couldn't pass it up. However, it was the exceptional and genuine professionalism that I will remember.

Alan Smith

Carmela and her team were absolutely fantastic to work with. She made the mortgage part of buying in an extremely competitive market stress free. She was extremely fast and on top of our purchase and we ended up with our dream home in the location we hoped for. She was also so great with answering my many questions. I would definitely recommend working with her if you are purchasing a home! Having an experienced broker working with you makes all the difference in purchasing a house. Amanda

Amanda Letestu

Carmela is as good as it gets in her field. Absolutely pleasant, efficient, and professional. Any question I had, she answered. I learned a lot because of her and there is no one else I would use to do my mortgages. Thank you Carmela and Najhat, I appreciate you both.

Mustafa Hussein

It great experienced to work with you and your team you're a great help from the start of application until the time I got the possession of the condo. Rest assure I will give a nice words to my friends that are interested in getting new home.

First Time Home Buyer - Allan

I definitely recommend Carmela. She and her assistant, Najhat, were both very helpful and efficient. Always replying quickly and answering my many questions. There’s always so much to do and keep track of during the home buying process but they made the mortgage side incredibly simple and stress-free, easing my mind with clear, knowledgeable information when I needed it.

Kelly Freeman

We cannot recommend Carmela and Najhat enough! Absolutely outstanding service from these two professionals. Hardworking and caring. They have turned a stressful 'house buying journey' into a walk in the park. THANK YOU!!!

Jennifer Neumann